Customer Success Stories.

At Loan Super Mart, we take immense pride in the success stories of our clients, who have navigated the often-complex world of home loans with our guidance and support. Whether it’s a first-time buyer stepping onto the property ladder, a family upgrading to their forever home, or an individual investing in a buy-to-let property, each story is a testament to our commitment and expertise.

First Home Buyer bought $675k home within 9km from Perth CBD on 2nd week of property search. In 6 months, the property has appreciated to $730k

Scenario. Our client had just moved back to Perth and commenced his new contract job at the hospital. Most banks require a minimum of 6 months history of employment for loan application to be approved. The client is also unsure where the market direction is going with prices moving quickly in Perth and would not want to miss out.

How did Loan super Mart help? We had a deep conversation with the client to understand their professional work history. With this knowledge, we recommended a few lenders with favourable policies for medical professionals. We also assisted with the CoreLogic property report, providing guidance on suburb data and property market value information that guided the client’s winning offer and secured a home loan with favourable rates and terms.

Property investor whose day job is a teacher by day bought his family’s 3rd investment property for $600k with $600/week rent. The property is 7 minutes from the beach and 5 minutes’ walk to the local shopping center. In 4 months, the property has appreciated to $650k.

Scenario. Our client is a teacher who would like to continue investing in property. His incumbent bank says that he has maxed out his borrowing capacity.

How did Loan Super Mart help? We reviewed the client’s portfolio and found at least 3 other lenders from our panel of more than 30 lenders who could provide a pre-approval for the investment property loan. We secured a great loan offer from a lender with favourable policies for investors.

Scenario: Our client is a multiple business owner with a complex tax structure and has a residential property portfolio and commercial real estate owned in trust. The client was hunting for good commercial property to add to their portfolio. They found an excellent property near Westfield shopping centre but a few banks were not keen to finance the purchase due to the tenant’s industry.

How did Loan Super Mart help? We researched the lending market for favourable lending policies. We presented the client’s business and borrowing capacity to 4 lenders who were keen to provide financing. We secured a 30-year commercial loan term at a competitive rate. The commercial property was cash flow positive from day one.

Scenario. Our client is a family who just bought their first property in Australia 2 years ago and does not have experience or knowledge in property investing. Their aspiration is to build their wealth through property while they are still young and to upgrade to a larger home. Their property has appreciated and there is equity of $250,000 they could access.

How did Loan Super Mart help? We discussed the family’s aspirations and plan for the next 5 years, taking into account where they would like to live next. Loansupermart provided 3 scenarios for the client to consider. Sell and buy, buy and rent current property, or stay put in current property and invest in the new property. We also discussed various interest rate options and introduced offset account concepts to manage their budgeting. We refinanced the client’s original loan to where their main banking transactions and provided an equity cash out to prepare for their 1st investment property.